HUD FY 2027 · 38,433 ZIP codes · 3,145 counties
Fair market rent by ZIP code, county and metro
Look up HUD’s official Fair Market Rents and ZIP-level Small Area FMRs, see how they compare with the state and the nation, and check what income each rent needs.
- FY 2027 rents for studios to 4 bedrooms, with the FY 2026 change
- ZIP-level Small Area FMRs for 38,432 ZIP codes
- An affordability calculator using the 30%-of-income rule
$1,761 U.S. average 2-bedroom FMR · +$24 (+1.4%) since FY 2026 · $70,432 income needed
$2,632
California has the highest average 2-bedroom FMR.
$1,039
West Virginia has the lowest.
$885–$4,254
County range: Abbeville County, SC to Santa Cruz County, CA.
Average Fair Market Rent by state
| State | 1BR | 2BR | 3BR | 2BR vs FY 2026 | Income for 2BR |
|---|---|---|---|---|---|
| Alabama | $1,010 | $1,170 | $1,500 | +$92 (+8.5%) | $46,818 |
| Alaska | $1,187 | $1,519 | $2,070 | −$50 (−3.2%) | $60,770 |
| Arizona | $1,361 | $1,616 | $2,149 | −$90 (−5.3%) | $64,640 |
| Arkansas | $873 | $1,061 | $1,414 | −$3 (−0.3%) | $42,433 |
| California | $2,151 | $2,632 | $3,457 | −$42 (−1.6%) | $105,292 |
| Colorado | $1,606 | $1,916 | $2,538 | +$50 (+2.7%) | $76,623 |
| Connecticut | $1,670 | $2,033 | $2,480 | +$6 (+0.3%) | $81,339 |
| Delaware | $1,407 | $1,727 | $2,128 | +$79 (+4.8%) | $69,078 |
| District of Columbia | $2,204 | $2,438 | $3,107 | +$192 (+8.5%) | $97,520 |
| Florida | $1,665 | $1,962 | $2,532 | +$29 (+1.5%) | $78,474 |
| Georgia | $1,374 | $1,528 | $1,865 | −$22 (−1.4%) | $61,112 |
| Hawaii | $1,895 | $2,467 | $3,325 | −$78 (−3.1%) | $98,681 |
| Idaho | $1,132 | $1,367 | $1,888 | −$37 (−2.6%) | $54,685 |
| Illinois | $1,489 | $1,724 | $2,220 | +$168 (+10.8%) | $68,972 |
| Indiana | $1,082 | $1,302 | $1,642 | +$68 (+5.5%) | $52,071 |
| Iowa | $902 | $1,113 | $1,475 | +$15 (+1.4%) | $44,509 |
| Kansas | $1,004 | $1,212 | $1,593 | +$89 (+8.0%) | $48,467 |
| Kentucky | $946 | $1,155 | $1,500 | +$51 (+4.6%) | $46,214 |
| Louisiana | $973 | $1,161 | $1,485 | +$33 (+3.0%) | $46,433 |
| Maine | $1,362 | $1,714 | $2,215 | +$64 (+3.9%) | $68,563 |
| Maryland | $1,801 | $2,103 | $2,664 | +$145 (+7.4%) | $84,105 |
| Massachusetts | $2,087 | $2,566 | $3,111 | +$72 (+2.9%) | $102,636 |
| Michigan | $1,101 | $1,361 | $1,697 | +$51 (+3.9%) | $54,422 |
| Minnesota | $1,231 | $1,507 | $1,980 | +$30 (+2.0%) | $60,295 |
| Mississippi | $928 | $1,087 | $1,371 | +$54 (+5.2%) | $43,491 |
| Missouri | $1,035 | $1,250 | $1,631 | +$112 (+9.9%) | $49,992 |
| Montana | $1,223 | $1,529 | $2,086 | +$6 (+0.4%) | $61,159 |
| Nebraska | $1,036 | $1,260 | $1,659 | +$74 (+6.2%) | $50,410 |
| Nevada | $1,397 | $1,672 | $2,284 | −$48 (−2.8%) | $66,871 |
| New Hampshire | $1,556 | $2,010 | $2,534 | −$28 (−1.4%) | $80,388 |
| New Jersey | $1,891 | $2,268 | $2,793 | +$39 (+1.7%) | $90,720 |
| New Mexico | $1,051 | $1,282 | $1,716 | −$12 (−0.9%) | $51,277 |
| New York | $2,120 | $2,402 | $3,028 | +$28 (+1.2%) | $96,061 |
| North Carolina | $1,282 | $1,441 | $1,823 | +$52 (+3.8%) | $57,645 |
| North Dakota | $911 | $1,102 | $1,502 | +$27 (+2.5%) | $44,068 |
| Ohio | $1,027 | $1,273 | $1,603 | +$53 (+4.4%) | $50,900 |
| Oklahoma | $914 | $1,127 | $1,499 | +$5 (+0.5%) | $45,091 |
| Oregon | $1,397 | $1,691 | $2,315 | −$25 (−1.5%) | $67,621 |
| Pennsylvania | $1,257 | $1,528 | $1,909 | +$54 (+3.6%) | $61,109 |
| Rhode Island | $1,528 | $1,911 | $2,358 | +$151 (+8.6%) | $76,458 |
| South Carolina | $1,243 | $1,391 | $1,715 | +$47 (+3.5%) | $55,622 |
| South Dakota | $958 | $1,187 | $1,579 | +$99 (+9.1%) | $47,495 |
| Tennessee | $1,196 | $1,381 | $1,771 | +$46 (+3.5%) | $55,244 |
| Texas | $1,247 | $1,488 | $1,939 | −$31 (−2.1%) | $59,528 |
| Utah | $1,231 | $1,493 | $2,004 | −$73 (−4.7%) | $59,720 |
| Vermont | $1,431 | $1,773 | $2,247 | +$144 (+8.9%) | $70,921 |
| Virginia | $1,596 | $1,792 | $2,326 | +$63 (+3.6%) | $71,689 |
| Washington | $1,701 | $2,044 | $2,728 | +$34 (+1.7%) | $81,779 |
| West Virginia | $840 | $1,039 | $1,346 | +$44 (+4.4%) | $41,544 |
| Wisconsin | $1,020 | $1,251 | $1,602 | +$1 (+0.1%) | $50,057 |
| Wyoming | $865 | $1,094 | $1,478 | +$27 (+2.5%) | $43,742 |
How Fair Market Rents work
40th percentile
HUD sets each FMR at the 40th percentile of gross rents (rent plus utilities) paid by recent movers for standard-quality units, using Census survey data updated for inflation.
Metro or ZIP
Each metro area or non-metro county has one FMR. HUD also publishes Small Area FMRs by ZIP code, required for vouchers in designated metros; other housing authorities can opt in.
Payment standards
Housing authorities set voucher payment standards between 90% and 110% of the FMR. Your local PHA has the final figure.
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